Effective Date: August 2026
Welcome to WestAutoPolicy. These Terms of Service (“Terms”) govern your access to and use of our website and services.
WestAutoPolicy is operated by Jimisha B. Pharr and provides independent, third-party educational information and comparison support related to auto insurance options.
By accessing or using this website, you agree to these Terms. If you do not agree with these Terms, please discontinue use of the website.
Nature of Our Service
WestAutoPolicy provides general educational information and comparison support to help consumers better understand auto insurance coverage options, estimated pricing differences, and factors that may affect insurance rates.
WestAutoPolicy is not an insurance company.
We do not independently underwrite insurance policies. Insurance products, final rates, eligibility, underwriting decisions, coverage terms, and policy availability are determined by the applicable insurance carrier.
Educational and Comparison Information
Information provided through WestAutoPolicy is intended for general educational and comparison purposes.
Any estimated rates, pricing comparisons, coverage examples, or other insurance-related information may be based on user-provided details and publicly available information.
Final insurance rates, coverage terms, eligibility, underwriting decisions, discounts, and policy availability are determined by the applicable insurance carrier.
Billing-Related Questions
Our support service may assist consumers with general billing-related questions and educational information.
WestAutoPolicy does not represent itself as the official billing department, customer service department, or payment center of Bristol West Insurance Company or any other insurance carrier.
Consumers requiring official carrier-specific billing, payment processing, claims assistance, or policy servicing should contact the applicable insurance carrier through its official channels.
No Guarantee of Rates or Coverage
WestAutoPolicy does not guarantee:
- Insurance eligibility
- Policy approval
- Specific insurance rates
- Premium amounts
- Discounts or savings
- Coverage availability
- Underwriting decisions
- Specific policy terms
Insurance rates and coverage may vary based on location, driving history, vehicle information, selected coverage, underwriting requirements, and other factors determined by the applicable insurance provider.
User Responsibility
Users are responsible for providing accurate information when using our services.
Before purchasing or selecting an insurance policy, users should verify all pricing, coverage limits, deductibles, exclusions, payment terms, eligibility requirements, and policy conditions directly with the applicable insurance provider.
Independent Service
WestAutoPolicy is an independent, third-party service.
We are not affiliated with, endorsed by, sponsored by, or operated by Bristol West Insurance Company or any other insurance carrier.
WestAutoPolicy is not the official Bristol West website.
References to Bristol West, other insurance companies, insurance products, or coverage options are provided for informational and identification purposes and do not imply affiliation, partnership, sponsorship, authorization, or endorsement.
Intellectual Property
The original content and materials created for WestAutoPolicy are protected by applicable intellectual property laws.
Names, trademarks, service marks, and logos belonging to Bristol West or other third-party insurance companies remain the property of their respective owners.
Acceptable Use
You agree not to use this website:
- For fraudulent or unlawful purposes
- To provide false or misleading information
- To interfere with website operation or security
- To attempt unauthorized access to website systems
- To distribute malicious software or harmful content
- In violation of applicable laws or regulations
Third-Party Providers and Websites
WestAutoPolicy may provide information about or references to third-party insurance providers.
We do not control the underwriting requirements, pricing, policy terms, claims decisions, privacy practices, or business operations of third-party insurance companies.
Users should review all applicable information and terms directly with the respective insurance provider.
Accuracy of Information
We make reasonable efforts to provide useful and understandable information. However, insurance products, rates, coverage options, requirements, and other information may change.
We do not guarantee that all information provided through WestAutoPolicy will always be complete, current, or applicable to every user’s circumstances.
Limitation of Liability
To the extent permitted by applicable law, WestAutoPolicy and its operator are not responsible for losses or damages resulting from reliance solely on general educational information, comparisons, or estimates provided through this website.
Users remain responsible for verifying applicable insurance information directly with the appropriate insurance provider before making an insurance decision.
Privacy
Use of information submitted through this website is governed by our Privacy Policy.
Please review our Privacy Policy for information about how information is collected, used, and protected.
Changes to These Terms
We may update these Terms periodically to reflect changes to our website, services, or applicable requirements.
Any updated Terms will be posted on this page with a revised effective date.
Contact Us
If you have questions about these Terms of Service, please contact:
WestAutoPolicy
Operator: Jimisha B. Pharr
Address: 313 S State ST STE 100, Ann Arbor, MI 48104-2020
Phone: (888) 716-5027
Email: discountpointllcinfo@gmail.com
Website: westautopolicy.autos
Michigan License Number: 1009878910
National Producer Number (NPN): 90092918
Important Disclosure
WestAutoPolicy is an independent, third-party educational and comparison service. It is not Bristol West Insurance Company and is not the official Bristol West website.
No affiliation, endorsement, sponsorship, or authorization by Bristol West Insurance Company or any other insurance carrier is claimed or implied.